mula logo Personal Loans Short Term Loans Guarantor Loans About Us Apply Now

We are an Introducer Appointed Representative of Quint Group Limited, who are a credit broker not a lender. Mula Introduces customers to Monevo Ltd who are an Appointed Representative of Quint Group Ltd. for the purposes of obtaining a loan. We do not provide any loan or consumer credit products directly.

Applying for a Loan really is this simple

At Mula, Monevo search their panel of UK top reputable lenders to find the right loan for you.

Select your loan amount to get started:

I want to borrow...

£2000 £25000 £100

Simple Short Term and Personal Loans.

No Credit Check*. No Fees. No Fuss.


Apply for a Loan and get an Instant Decision when you use our Free Service, Available 24/7.

Get A Personalised Quote

Personal Loans

  • Representative 43.5% APR
  • Loans from £1,000 - £25,000*
  • Reputable Panel of UK Lenders
  • All Credit Histories Welcome
  • 3.4% APR to 71.3% APR*
  • Repay Over 12 - 60 Months

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Representative Example: £5,000 borrowed over 36 months will cost you £284.42 per month at Representative 43.5% APR. The total cost after 36 months is £10,239.15, which includes £5,239.15 interest at 34.9% PA (variable)

Short Term Loans

  • Representative 305.9% APR
  • Loans up to £3,000*
  • Cash Transferred Within 15 Minutes*
  • Payday Loan Alternative
  • 278% APR to 1576% APR*
  • Repay Over 3 - 12 Months

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Representative example: £400 borrowed for 90 days. Total amount repayable is £561.92 in 3 monthly instalments of £187.31. Interest charged is £161.92, interest rate 161.9% PA (variable)

Guarantor Loans

  • Representative 49.9% APR
  • Online Decision
  • Bad Credit Welcome
  • Reputable UK Guarantor Lenders
  • 49.7% APR to 49.9% APR*
  • Guarantor Required

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Representative example: £2,000 borrowed for 24 months. Total amount repayable is £3,981.20 in 24 monthly instalments of £165.89. Interest charged is £1,981.20, interest rate 49.5% PA (variable)

Free, Instant Decision

We won't charge you a Penny to Apply Today, and you could have the Money within an Hour.*

Finding You a Great Deal

We introduce you to Monevo who introduce you to suitable UK lenders and brokers to get you the best personalised loan deal.*

Safe and Secure

Our Website uses Encryption and Secure Technology to safeguard your information.


Why Choose Mula For A Loan?


Mula helps people get in touch with Monevo who are able to get a great deal from their trusted panel of lenders, by finding you the best deal suited to your circumstances.

If you need to find a loan easily and quickly, then you can fill out our simple application form in a matter of minutes for an instant decision.

There are no upfront fees and we do not carry out a credit check as part of our process of introducing you to a lender with Monevo.

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  • Bad and Good Credit Welcome
  • Apply Any Time, Including Public Holidays
  • Instant Decision and Fast Payout*
  • Secure SSL Encrypted Service
  • Monevo Work with Trusted UK Lenders
  • Quick and Easy Application Form

Are You Eligible To Apply?


We like to keep it simple which is why anyone can apply as long as they're a UK resident over the age of 18, in receipt of a regular income. You may be approved for a Loan as long as you tick these boxes:

Please note, these are just very basic criteria and each lender will have their own set of criteria for approval.

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  • Permanent UK residency with 3 years of address history
  • A UK Bank or Building Society account number and sort code
  • Details of your income and expenses
  • An email address and telephone number, so you can be contacted

Some of our visitors ask...

Why Don't You Offer a Loan Calculator?

We understand how great it can be to see in advance what your repayments might look like, but in reality you’ll rarely get a loan quote which looks like the offer given on most online loan calculators. When you apply for a loan through Mula, Monevo scan their panel of lenders for the best deal to suit you - this means they shop for the lowest APR you’re likely to be eligible for, taking into consideration your circumstances and the type of loan you’re applying for. We don’t believe in offering a misrepresentation and we’d rather let our results speak for themselves. To get a personalised quote, apply today.

How long is the application process?

Who can Monevo's panel lend to?

Latest from the blog

Mula does not charge any fees and we will never contact you asking for a payment. If you are contacted by anyone saying they are calling from Mula requesting you make them a payment, you should report this to the www.actionfraud.police.uk immediately. Mula is not a lender and we do not make short term loan or credit decisions. We provide Monevo with loan applications and Monevo match your details to lenders in their database depending on the information provided.

The completion of the application form does not guarantee approval of a loan. The loan amount will vary depending on the lender who accepts the application within Monevo's database. Loans may not be available to every customer. The time taken to transfer a cash advance loan may vary. Any information on this website should be taken as opinion only.